Excel Spreadsheets

Your buyer may have the down payment, but are their financials strong enough to keep up with your Seller Financed mortgage? With this spreadsheet, you’ll be able to easily calculate their debt load before you hand them the keys. After inputting the borrower and co-borrower’s gross income, payroll deductions and monthly expenses, you’ll be able to instantly determine if their debt-to-income ratio falls within standard guidelines.

Budgeting is an estimate of the probable amount of money that you will be spending on various items, each of which belongs to a separate category. Moving on according to a planned budget helps you to save while you pay off debts and invest your money for other purposes.

Using the MF Home Budgeting Tool, you can keep a track of your quarterly and yearly expenses with respect to your monthly planned budget. By comparative analysis of your expenses and budget, you can maintain a balanced financial situation which allows you to save while you make investments or pay down your debts.