Excel Spreadsheets

This Home-Buying Decision Making spreadsheet is a combination of 3 calculators that help you take the right decisions on your home. In the very first step, the tool helps you to decide whether to rent or buy a home. While you decide to buy, the tool helps you to determine how much you can borrow based on your financial status. Finally, you can calculate how much you should save for a down payment. The calculations are simple and easy and help you in quick decision making.

This spreadsheet is design to help you to manage and categorize receipts from your local superstore or warehouse club and categorize all items into expenses category that will be useful to manage your daily or monthly expenses and make sure that your expenses is within your budget plan.

Use this wedding budget planner worksheet to help you stay within the limits of your wedding budget. It allows you to enter your wedding budget and each individual expense, and will then calculate your total expenses and tell you if you went over your budget or not.

By entering in some basic details, this spreadsheet will generate a payment schedule for the entire life of your investment. The Owner Financing Amortization Schedule also allows you to set a balloon payment date for your note and can estimate payments for notes with terms up to 50 years. You’ll be able to see the impact of the payments on principal balance, and how much of each payment is interest, taxes, and insurance.

If you’re selling your property with owner financing, then this spreadsheet is the tool you need for structuring your deal. By plugging in the taxes, insurance, sale price and length of the note into this spreadsheet, you’ll be presented with a full matrix of payments for interest rates between 5.5-8.0%, and down payments between 0-20%. At a glance, you’ll be able to see what interest rate you can offer based on your buyer’s down payment and still get a monthly cash flow from the property.