Excel Spreadsheets

If you’re selling your property with owner financing, then this spreadsheet is the tool you need for structuring your deal. By plugging in the taxes, insurance, sale price and length of the note into this spreadsheet, you’ll be presented with a full matrix of payments for interest rates between 5.5-8.0%, and down payments between 0-20%. At a glance, you’ll be able to see what interest rate you can offer based on your buyer’s down payment and still get a monthly cash flow from the property.

This is a simple spreadsheet which created to ease you calculating your U.S income tax based on your taxable income.

This spreadsheet will be useful if you have received a balance-transfer offer in the mail and you are wondering whether or not it could actually save you money.

Worried to death about how you’re going to pay for Junior’s higher education ? Well, with tuition rates rising significantly each year, you might as well keep worrying. But while you’re at it, do a little planning. And do it with this spreadsheet. This spreadsheet will give you a rough idea of how much savings you can expect to accumulate (so long as you do it consistently!) by the time Junior is ready to start college. In addition, you’ll be able to see how your savings will stack up against up to five years of college expenses.

This is the standard excel loan template which you can find in many internet sites. It just displays the monthly loan payment within some period based on parameter that you input into the corresponding cells, those are ‘interest rate’, ‘years of loan’, and ‘loan amount’. The ‘payments due’ data is optional information needed just to remain you the due date of your loan payment.