Excel Spreadsheets

Your buyer may have the down payment, but are their financials strong enough to keep up with your Seller Financed mortgage? With this spreadsheet, you’ll be able to easily calculate their debt load before you hand them the keys. After inputting the borrower and co-borrower’s gross income, payroll deductions and monthly expenses, you’ll be able to instantly determine if their debt-to-income ratio falls within standard guidelines.

Budgeting is an estimate of the probable amount of money that you will be spending on various items, each of which belongs to a separate category. Moving on according to a planned budget helps you to save while you pay off debts and invest your money for other purposes.

Using the MF Home Budgeting Tool, you can keep a track of your quarterly and yearly expenses with respect to your monthly planned budget. By comparative analysis of your expenses and budget, you can maintain a balanced financial situation which allows you to save while you make investments or pay down your debts.

This Home-Buying Decision Making spreadsheet is a combination of 3 calculators that help you take the right decisions on your home. In the very first step, the tool helps you to decide whether to rent or buy a home. While you decide to buy, the tool helps you to determine how much you can borrow based on your financial status. Finally, you can calculate how much you should save for a down payment. The calculations are simple and easy and help you in quick decision making.

This spreadsheet is design to help you to manage and categorize receipts from your local superstore or warehouse club and categorize all items into expenses category that will be useful to manage your daily or monthly expenses and make sure that your expenses is within your budget plan.

By entering in some basic details, this spreadsheet will generate a payment schedule for the entire life of your investment. The Owner Financing Amortization Schedule also allows you to set a balloon payment date for your note and can estimate payments for notes with terms up to 50 years. You’ll be able to see the impact of the payments on principal balance, and how much of each payment is interest, taxes, and insurance.